Columbia Mortgage Specialists for Physician Home Loans
Physicians Mortgage Loan is an experienced and skilled mortgage lending company that specializing in new home loans and refinancing opportunities for Physicians, New Doctors, and Residents. Physicians Mortgage Loan also provides numerous financing options to fit just about every budget and need, with credit scores starting at only 670, which is unique in the mortgage lending business and offering 100% financing on loans up to 1.5 million dollars.
We are South Carolina’s first choice for mortgages, doctor loans, tailored specifically to all types of Physicians including: (DMD’s, DPM’s, DDS’s, D.O.’s, and M.D.’s). With over twenty-eight years of experience in the mortgage banking industry and as one of the top licensed mortgage lenders in all of South Carolina including Columbia, Charleston, Florence, Lexington and Sumter we exclusively only help medical professionals and their families buy the homes of their dreams. We specialize in offering the best, most affordable rates, and with our 98% rate of success requiring no prepayment penalties, no reserve requirements and no PMI, putting us in a league by ourselves. The mortgage industry lending rules on closings before a physician is employed usually starts at 3 months, but we offer mortgages to doctors extended up to six months prior to their start date, the best in the mortgage banking industry.
Our unique products include a simple, No Down Payment with 100% financing on loans up to 1.5 million dollars, 5% down up to 2 million dollars, and 10% down on loans up to 2.5 million dollars. If it is necessary for approval, it is not a problem getting a credit report and offering credit repair. Our array of institutional lender’s offer 90-day closings and can even ignore student loan debt before a new doctor’s job begins. Financial reserves are not required for loans even up to 2.5 million and downpayments may be gifted.
Non-permanent resident aliens can apply for loan approvals and at favorable rates. Approvals are quick, easy, and in most cases uncomplicated because of our mortgage loan procedures.
Columbia, South Carolina is not only a tremendous college town with the University of South Carolina housed but is also the Capital City of South Carolina and the seat of state government. Because of all of the educational and institutional opportunities, and of course the seat of state government, this city and the surrounding rural communities is an amazing area to live and work.
As South Carolina’s state capital, this area also enjoys many cultural, institutional and medical placement opportunities. This city offers excellent medical care to over 175,000 residents living in the metropolitan area. It’s no wonder, being one of the largest cities in South Carolina, it’s also one of the fastest growing and thriving cities in the southeast. By being in such close proximity to the heartland of the south, this area attracts students and visitors from all over America. The University of South Carolina has one of the best sports programs in the country and in the SEC.
Columbia is also known for that university town atmosphere as well as offering a diverse, cultural experience. Many residents live in the outlining rural areas, all within commuter distance and this is an additional attractive feature to many medical professionals and physicians.
Physicians Mortgage Loan services are popular among hundreds of physicians working, living and serving all over South Carolina.
We offer many individualized services that can help physicians not familiar with the area with relocation, real estate referrals, city information and many related services.
Give us a call today for a free, fast mortgage approval consultation at 866-933-7426. We are an exclusive, licensed mortgage lender in many states including but not limited to: Tennessee, Georgia, Florida, Texas, North and South Carolina and have over 28+ years of experience, servicing all types of medical professionals and their families.
Remember our physician mortgage loans start with a credit score of only 670 for doctors that have limited credit and 100% financing available on homes of up to 1.5 million dollars. This is an incredible opportunity for medical professionals, seeking mortgages to not only buy the home of their dreams but feel secured in the knowledge they have received the best possible rates in the mortgage industry.
Physicians Mortgage Loan specializes in providing doctors from every walk of life and medical discipline, the offer the very best mortgage advice and services in South Carolina and the southeast.
