Serving Mecklenburg County and the Entire Piedmont Area

Charlotte Mortgage Specialists for Physician Home Loans

Physicians Mortgage Loans is a highly skilled and experienced expert in the mortgage lending business specializing in new home loans and refinancing for Physicians, New Doctors, and Residents. We provide many financing options to fit almost every need and budget with credit scores starting at 670, offering 100% financing on loans up to 1.5 million dollars.

We are North Carolina’s first choice for mortgages specifically tailored to all types of Physicians including: (DMD’s, DPM’s, DDS’s, D.O.’s, and M.D.’s). We have over twenty-seven years of experience in the mortgage/banking industry and are one of the top licensed mortgage lenders in the Charlotte and the state, helping medical professionals. We are pleased to offer the best rates available, and our 98% rate of success requires no prepayment penalties, no reserve requirements and no PMI. Mortgage lending rules in the industry on closings before employment starts is generally 3 months but we offer up to six months prior to your start date.

Our unique product offerings include a simple, No Down Payments with 100% financing on loans up to 1.5 million dollars, 5% down up to 2 million dollars, and 10% down on loans up to 2.5 million dollars. If it becomes necessary, it is not a problem to get a credit report and we offer credit repair. Our array of lender’s offer 90-day closings and can even ignore student debt before a new doctor’s job begins. Financial reserves are not required for loans even up to 2.5 million and downpayments may be gifted.

Non-permanent resident aliens can apply for the right loan approval and all at favorable rates. Approvals are quick, easy, and uncomplicated because of our loan procedures.

Charlotte is such an amazing city to live and work in, and as a regional cultural, leisure and medical mecca offers excellent medical care to over 2 million residents in the metropolitan area. It’s no wonder being the largest city in North Carolina and home to many universities and the racing center for NASCAR it is also one of the southeasts fastest growing and thriving cities. Also, by containing the state’s largest metropolitan area, Charlotte attracts visitors from all over America and the world. See for yourself the amazing diversity, cultural atmosphere and accessible rural town living that is within commuter distance to this unique city has to offer medical professionals and physicians of all types of disciplines.

Physicians Mortgage Loans services are popular among hundreds of physicians working and serving the Greater Charlotte area and surrounding areas of Gastonia, Rock Hill. Matthews, Mooresville and Concord.

Our individualized services can also help physicians not familiar with the area with relocation, real estate referrals, city information, and related services.

Please get in touch with us today for a free mortgage evaluation at 866-933-7426. We are a licensed mortgage lender in Tennessee, Georgia, Florida, Texas, North and South Carolina and many more states in America with over 27+ years of experience servicing medical professionals.

Remember our physician mortgage loans start at a credit score of 670 for doctors with limited credit reported and 100% financing on homes of up to 1.5 million dollars.

Physician Mortgage Loans specializes in providing doctors the very best mortgage advice and services in North Carolina and the southeast.

Family planning concept