Asheville’s Mortgage Loan Specialists for Physicians
Physicians Mortgage Loans is a highly skilled and experienced mortgage lender that specializing in new home loans and refinancing for Physicians, New Doctors, and Residents. Physicians Mortgage Loans also provides numerous financing options for most budgets and home loan needs with credit scores starting as low as 670 to accommodate doctors who haven’t had the work-related advantages to raise their credit score. We also offer 100% financing on loans up to 1.5 million dollars.
As North Carolina’s first choice for doctor’s seeking mortgages, we offer specifically tailored mortgage loans to all types of Physicians including: (DMD’s, DPM’s, DDS’s, D.O.’s, and M.D.’s). As a twenty-seven-year veteran, we are extremely experienced in the mortgage/banking industry. Also, being one of the top licensed mortgage lenders in Asheville North Carolina, we exclusively help medical professionals and their families buy the homes of their dreams and we offer refinancing. We pride ourselves on having the best rates available in the industry, and with our 98% rate of success requiring no prepayment penalties, no reserve requirements and no PMI, we are in a league all by ourselves. The mortgage industry lending rules on closings before employment usually starts at 3 months, but we offer mortgages to doctors with an up to six months prior to their start date.
Our unique products include a simple, No Down Payment with 100% financing on loans up to 1.5 million dollars, 5% down on loans up to 2 million dollars, and 10% down on loans up to 2.5 million dollars. If it becomes necessary, credit reporting is usually not a problem and we offer credit repair. Our vast array of institutional lender’s offer 90-day closings and loans can even ignore student debt before a new doctor’s job begins. Financial reserves are not required for loans, even up to 2.5 million and down payments may be gifted.
Even non-permanent resident aliens can apply for loan approval and we offer some of the most favorable rates in the mortgage banking industry. Most approvals are quick, very easy, and usually uncomplicated because of the mortgage loan procedures we have developed.
Asheville is known as an extremely vibrant city located in one of the most popular areas of North Carolina, The Blue Ridge Mountain. This area also offers many cultural, historical and arts and crafts pastimes including a visit to one of this country’s largest private properties, the 19th-century Biltmore Estate. Many famous artists are housed here including Matisse, Renoir, Cezanne and other European masters. This area is also known for its mountain town atmosphere situated at 2100 ft above sea level, as well as offering a diverse, cultural experience. Many live in the outlining rural towns that are within commuter distance and this is an attractive feature to many medical professionals and physicians. This city offers excellent medical care to over 95,000 residents living in the metropolitan area. It’s no wonder being one of the most popular areas in North Carolina, is also one of the fastest growing and thriving cities in the southeast. No visit is complete without dropping in at the famous Grove Park Inn and Spa.
Physicians Mortgage Loans and doctor home loans in Asheville NC are popular among hundreds of physicians working and serving this amazing area. At Physicians Mortgage loans our individualized services can also be useful to physicians not familiar with the area and we offer help with relocation, real estate referrals, city information, and many other related services.
Give us a call today for a free mortgage approval consultation at 866-933-7426. We are a licensed mortgage lender in many states including: Tennessee, Georgia, Florida, Texas, North and South Carolina and have over 27+ years of experience servicing medical professionals.
Just remember our physician mortgage loans start at a credit score of 670 for doctors with limited credit reported and 100% financing available on home loans up to 1.5 million dollars.
Physician Mortgage Loans specializes in providing doctors from all walks of life and disciplines, the very best mortgage advice and services in North Carolina and the southeast.
