Charleston’s Mortgage Specialists for Physician Home Loans
At Physicians Mortgage Loan we are a highly experienced licensed mortgage lender specializing in new homes and refinancing loans for New Doctors, Physicians, and Resident Doctors. We pride ourselves on providing flexible doctor loan options suitable for most budgets with credit scores starting at 670, unique to the mortgage banking industry, offering 100% mortgage financing up to 1.5 million dollars.
We have over twenty-eight years of mortgage banking industry experience, and we are a key source for Charleston’s mortgage loans offerings designed for medical professionals like D.O.'s, DMD's, DPM's, DDS.'s, and M.D.'s. Our mortgage company has established the very best rates and services in the industry, all with a 98% successful closing rate that requires no PMI or pre-payment penalties.
Physicians Mortgage Loan specializes in doctor loans in Charleston with No Down Payments and 100% financing on loans up to 1.5 million dollars, 5% down on loans up to 2 million dollars, and 10% down on loans up to 2.5 million dollars. Additionally, financial reserves are only needed for 2.5-million-dollar loans (18 months and maybe gifted). All of this is good news for Charleston’s physicians looking for that special home in the downtown or waterfront areas which Charleston is so popular for. There also are no concerns when it comes to credit repair and reports, because many physicians have had little time creating substantial credit.
It’s important to know that student loan debt is not included in a 90-day closing schedule which is designed for the start of a new doctor's career. Mortgage lenders typically do not consider student debt within a 90-day closing, especially designed for a new doctor's position scheduled to begin.
Our company encourages and specializes in non-permanent resident aliens to apply for the right mortgage loan approval at a favorable rate. Physicians Mortgage Loan has a quick and easy loan process, making the experience as stress-free as possible.
Charleston, South Carolina is one of the safest and most beautiful cities in America and especially the south. With it’s tremendous history, fabulous restaurants, exciting shopping opportunities, salty marsh waterways and coastal islands, physicians from all walks of life call this area home. It is also a wonderful place to work and our doctor loans are enjoyed by hundreds of working doctors who offer services to individuals and families all over South Carolina. We can also assist with fully-integrated, individualized services such as relocation information and related services for newcomers to this area.
Give us a call today for a free mortgage loan evaluation at 866-933-7426. We are a fully licensed mortgage banking lender providing doctors mortgage loans in many states including but not limited to Georgia, Florida, North Carolina, Texas, Tennessee and South Carolina. We have over 28+ years of experience servicing medical professionals. Remember, our mortgage loans start at a 670 credit scores for limited credit rated doctors, and 100% financing on homes of up to 1.5 million dollars. Physicians Mortgage Loan specializes in providing the very best mortgage loan advice and services in Charleston and the southeast, bar none.
