Posts by Derek E.

Physician mortgage loans are a type of doctor home loan specifically designed for medical professionals, including physicians, dentists, and veterinarians. These loans are intended to help doctors who may have significant student loan debt and a high debt-to-income ratio, making it difficult for them to qualify for a conventional mortgage. These loans are also designed…

A physician mortgage loan is exactly what it sounds like, a special mortgage product available to doctors. Because of the unique financial characteristics of physicians, these types of loans don’t have quite as many restrictions compared to what lenders require from borrowers of VA or conventional loans. There are a few gateways that doctors must…